Interest Rates BrochureSavings Accounts/Transaction Accounts Cairns Penny Savings & Loans Limited ABN 68 087 933 757 |
How to Contact UsIf you have any qsuestions or need more information, please contact us by: Mail: Cairns Penny Savings & Loans Email: info@cairnspenny.com.au |
Savings Accounts
Type |
Balance |
Interest ( on whole balances ) |
| S21 Access Plus Account*** | $0 - $999 $1,000 - $99,999 $100,000+ |
0.00% pa 1.00% pa 4.50% pa |
| S5 Pensioner Account* | $0 - $38,400 $38,401+ |
3.00% pa 5.00% pa |
| S6 Christmas Club Account** | $0+ | 2.75% pa |
| S3 Pennywise Account | $0+ | Interest offset on nominated loan by the loan annual percentage rate less 2.00% pa |
| S8 Business Cheque Account**** | $0 - $499 $500 - $49,999 $50,000+ |
0.50% pa 0.50% pa 1.50% pa |
| S8 Secured overdraft Account**** | Credit Debit |
As above 9.00% pa |
| S2 Savings Investment Account** | $0 - $999 $1,000 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000+ |
0.25% pa 1.00% pa 1.50% pa 2.00% pa 3.25% pa |
| S4 Personal Cheque Account*** | $0 - $499 $500 - $49,999 $50,000+ |
0.50% pa 0.50% pa 1.50% pa |
EFFECTIVE: 8th January 2007
All rates are subject to change without notice.
* Interest calculated on daily balances and credited annually (30 June)
** Interest calculated on daily balances and credited annually (31 October).
*** Interest calculated on daily balances and credited quarterly.
**** Interest calculated on daily balances and credited / debited monthly.
# Conditions Apply.