Our Service
Cairns Penny is the only locally owned bank in Cairns and we’ve been here for over 120 years.
All our decisions are approved in Cairns, which means our application and approval processes are simple and fast, and we can give you home loan approval in 48 hours.
At Cairns Penny we understand everyone’s needs are different, that’s why we’re flexible and make our home loans fit your circumstances, rather than make you fit a standard home loan product.
Our team is always happy to talk to you personally, and will find ways to help you purchase your home faster through our simple application process and online account.
Our Guarantee
We guarantee we will always work with your best interests at heart, and do whatever we can to make your home loan experience positive because let’s face it purchasing a home can be stressful.
Cairns Penny will never spend your money on things like property valuations unless we’re sure we’ll lend, and we’ll give you 48 hour home loan approval if you have all your documentation ready to go.
Our People
We will never leave you to speak with an automated phone voice when you call. Our people are always happy to speak with you direct whether you have a query or are seeking advice. We believe our relationships are the most important aspect of our business .
Cairns Penny Makes Life Easy
Get in touch! We’d love to talk to you.
Call us on (07) 4031 4460 or mobile 0488 314 400, or send us a message and we’ll get back to you promptly.